
Life-Coherent Financing
Money, Debt, Credit, and the Drift from Life-Service to Life-ExtractionBy Dr. Bichara SahelyLength7h 37m
About this audiobook
**Life-Coherent Financing** reimagines money, debt, credit, banking, public finance, taxation, digital currency, and investment through a life-centered lens. Drawing on Maturana, McMurtry, Galtung, Graeber, Hudson, Lietaer, Keen, Werner, MMT, ecological economics, care economics, and commons thinking, Dr. Bichara Sahely traces the drift from money as social memory and life-serving credit toward compounding claim-power, financialization, offshore escape, ecological harm, and programmable control.
This audiobook asks a simple but profound question: what should finance serve? Its answer is clear: no financial claim is legitimate beyond the life-capacity of the persons, communities, ecosystems, and future generations required to honor it. A call to restore finance as life-credit, reciprocity, repair, and positive financial peace.
Audiobook details
GenreBusiness and Economics, Politics and Government
Length7 hrs 37 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateJun 2, 2026
LanguageEnglish
Table of contents
1Chapter 1
2Opening Overview
3Preface: Why Finance Must Be Re-grounded in Life
41. Introduction: The Financial Question Beneath Civilization
52. Money Before Money: Obligation, Reciprocity, and Social Memory
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62.1 The barter myth and the loss of relational memory
72.2 Credit before coin: the social life of accounting
82.3 Money as memory, trust, and enforceable recognition
92.4 Debt as moral relation and political technology
102.5 Commodity money, state money, and the danger of false oppositions
112.6 From social memory to abstraction
122.7 Life-coherent implications
133. Debt, Interest, and the Capture of the Future
143.1 The temporal asymmetry of compound interest
153.2 Hudson and the ancient recognition of debt overload
163.3 Debt as discipline, debt as domination
173.4 Usury, risk-sharing, and civilizational memory
183.5 The creditor’s illusion: claims as if they were life
193.6 Sovereign debt and the politics of necessity
203.7 Public debt, private debt, and the asymmetry of judgment
213.8 Bankruptcy, Jubilee, and the ethics of reset
223.9 The life-coherent legitimacy test for debt
233.10 From future capture to life-credit
244. Banking as the Power to Create Claims
254.1 The balance-sheet nature of bank money
264.2 Credit as authorized world-bringing
274.3 The myth of neutral credit allocation
284.4 Public license and private gain
294.5 Productive, speculative, and extractive credit
304.6 Banking, housing, and land
314.7 Banking, production, and ecological direction
324.8 Central banks and the hierarchy of money
334.9 Public banking and democratic credit
344.10 Credit guidance and the recovery of purpose
354.11 Bank profitability and life-value
364.12 Financial inclusion and the danger of inclusion into harm
374.13 From banking to the wider credit system
384.14 Life-coherent implications
395. Public Money, Sovereign Currency, and the Myth of Fiscal Scarcity
405.1 The household analogy and its errors
415.2 Taxation as reciprocity, demand creation, and life-ground return
425.3 Public spending as democratic provisioning
435.4 Deficits, surpluses, and sectoral relations
445.5 Inflation as real-resource and distributional signal
455.6 Monetary sovereignty and its degrees
465.7 Central banking and the politics of stability
475.8 The myth of taxpayer money and the politics of resentment
485.9 Public debt as claim, infrastructure, and power
495.10 The false economy of austerity
505.11 Public investment and the creation of future capacity