Audio only

How Much Car You Can Afford

Set a payment you can live with, see what a 72-month loan really costs, and choose between new, used, cash or financing, whether you feel priced out or already signedBy Imad Muratspahic
Listen with Sir Michael Caine™ and 1,000+ voices
Length3h 3m

About this audiobook

You have seen the prices. A $50,000 truck on the lot, a payment that looks like a second rent, and a feeling that everyone else has figured out something you missed. Or maybe you signed quickly, drove home, and the number on the loan paperwork has been sitting in your stomach ever since. How Much Car You Can Afford gives you a way to answer the question with your own paycheck instead of a sales pitch. It turns your take-home pay into a payment ceiling, turns that ceiling into a realistic price, and shows the total cost of owning a vehicle so the monthly number is not the only number you see. Every figure in the book is an illustration and every calculation is shown step by step, so you can redo it with your own numbers. This is the decision that comes before the showroom and just after the signature. It is not a book about haggling over the out-the-door price, and it is not a rescue manual for a loan that has already gone wrong. Those are different jobs. Here you decide how much vehicle fits your life, how long a loan makes sense, whether new, used or nearly new suits your situation, and whether cash, financing or a mix leaves you steadier.

Audiobook details

GenreBusiness and Economics
Length3 hrs 3 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateOct 6, 2026
LanguageEnglish

Table of contents

1How Much Car You Can Afford
2Important Notice
3The Question Behind the $50,000 Truck
4Chapter 1: How Does Anyone Afford This?
5Chapter 2: Price Is Not Cost: Your All-In Monthly Number
Mostrar todos os capítulos
6Chapter 3: Your Payment Ceiling: Three Rules and Your Own Number
7Chapter 4: Turn Your Ceiling Into a Price
8Chapter 5: The 72-Month Loan Trap
9Chapter 6: Your Rate: What Credit and Lenders Do to the Math
10Chapter 7: New, Used, or Nearly New in Today's Market
11Chapter 8: Cash, Finance, or Both
12Chapter 9: Go, Wait, or Choose Differently: The Decision Path
13Chapter 10: Priced Out? Your Options When the Numbers Don't Work
14Chapter 11: Signed Fast and Freaking Out: Your First Week
15Chapter 12: Paying Off a Long Loan Early: What Actually Happens
16Buy the Life, Not Just the Vehicle
17Quick Reference: Formulas, Worksheets, Glossary, and FAQ
Can't Wake Up EarlyImad Muratspahic3h 22m$11 · $0.00
Senior Discounts and Benefits Guide 2027Imad Muratspahic4h 36m$12 · $0.00
Protect Your Parents From AI ScamsImad Muratspahic2h 12m$11 · $0.00
Art Commissions for BeginnersImad Muratspahic3h 21m$12 · $0.00
Kids Birthday Party EtiquetteImad Muratspahic3h 26m$11 · $0.00
Food Bank Without ShameImad Muratspahic3h 14m$11 · $0.00
Liquidation Pallets Before You BidImad Muratspahic3h 29m$12 · $0.00
Toddler Screen Time Without GuiltImad Muratspahic3h 22m$12 · $0.00
Repair or ReplaceImad Muratspahic3h 11m$12 · $0.00
Executive Dysfunction: How to Start TasksImad Muratspahic3h 23m$12 · $0.00
First-Time Grandma HandbookImad Muratspahic2h 59m$12 · $0.00
Job Security in the AI EraImad Muratspahic3h 26m$12 · $0.00
Social Skills for KidsImad Muratspahic1h 41m$11 · $0.00
Basketball IQ for KidsImad Muratspahic2h 6m$11 · $0.00
Choose a Dog TrainerImad Muratspahic3h 34m$11 · $0.00
Lost Motivation in LifeImad Muratspahic3h 5m$12 · $0.00
Time Off Rules for ManagersImad Muratspahic3h 13m$12 · $0.00
Stop Taking Things PersonallyImad Muratspahic3h 31m4.2 (38)$12 · $0.00
Social Security Payment ChangedImad Muratspahic3h 12m$11 · $0.00
Sell or Stay With a 3% MortgageImad Muratspahic3h 8m$12 · $0.00
Never Split the DifferenceChris Voss, Tahl Raz8h 7m4.4 (277.7K)$26 · $0.00
The Intelligent Investor Rev Ed.Benjamin Graham17h 48m4.3 (191.5K)$40 · $0.00
The Hard Thing About Hard ThingsBen Horowitz7h 57m4.2 (134.3K)$26 · $0.00
Boundaries for LeadersHenry Cloud7h 36m4.3 (3.6K)$26 · $0.00
The Secret Door to SuccessFlorence Scovel Shinn2h 25m4.5 (2.1K)$1.20 · $0.00
This Is Going to HurtAdam Kay5h 47m4.4 (444.7K)$24 · $0.00
Big TrustShadé Zahrai, Fayçal Sekkouah8h 36m4.6 (406)$26 · $0.00
The Intelligent Investor Third EditionBenjamin Graham, Jason Zweig20h4.4 (156.6K)$46 · $0.00
Bottle of LiesKatherine Eban14h 25m4.4 (12K)$33 · $0.00
The Antiracist Business BookTrudi Lebrón6h 10m4.6 (275)$17 · $0.00
The FormulaJoshua Robinson, Jonathan Clegg10h 41m4.4 (6.9K)$29 · $0.00
Let Them LeadJohn U. Bacon7h 10m4.5 (1.4K)$24 · $0.00
Secrets of the Millionaire MindT. Harv Eker5h 11m4.4 (301.4K)$24 · $0.00
The Person You Mean to BeDolly Chugh9h 6m4.4 (7.2K)$29 · $0.00
BoundlessNick Kostov, Sean McLain9h 17m4.5 (1.1K)$29 · $0.00
Everyday DharmaSuneel Gupta5h 2m4.5 (761)$20 · $0.00
Let's Talk Mutual FundsMonika Halan7h 5m4.4 (2.4K)$16 · $0.00
Secret PowerDwight Lyman Moody3h 7m4.4 (1.4K)$1.20 · $0.00
The Law of Success in Sixteen LessonsNapoleon Hill2h 39m4.4 (17.2K)$2 · $0.00
Barbarians at the GateBryan Burrough, John Helyar3h 3m4.4 (52.7K)$18 · $0.00

You may also like

How to Stop Worrying and Start LivingDale Carnegie10h 8m4.2 (153.4K)$18 · $0.00
Start HereEric Langshur, Nate Klemp PhD7h 31m4.3 (493)$17 · $0.00
The Compassionate AchieverChristopher L. Kukk8h 15m4.1 (317)$26 · $0.00
Easier Than You Think ...because life doesn't have to be so hardRichard Carlson2h 58m4.0 (991)$18 · $0.00
The Devil That Hides Behind The TonguePaulo Minosso2h 35m$8 · $0.00
Kissing Your Debt GoodbyeXavier I. Kingsley4h 16m$4.10 · $0.00
A Healthier YouAnthony Ekanem1h 40m$5
Preconception and Diabetes- Navigating Fertility ChallengesAurora Brooks53m$3.50 · $0.00
Intermittent Fasting for BeginnersEmily Costa1h 4m5.0 (6) Only with Ultra
The Volumetrics Eating PlanBarbara Rolls2h 50m3.8 (488)$18 · $0.00
Stop Anxiety from Stopping YouDr. Helen Odessky4h 15m3.9 (443)$17
Be DifferentDianna Booher, Dr. Larry Iverson, Jonas Warstad6h 55m$25
Detoxify Your Body for Healthy LivingAnthony Ekanem33m$5 · $0.00
Leash Reactivity ResetImad Muratspahic3h 9m$11 · $0.00
Reversing DiabetesRohini Patil2h 51m4.6 (11)$13 · $0.00
Unleash Your Vagus NerveYumi Park2h4.4 (54) Only with Ultra
Tai Chi for Arthritis ReliefLaura Chen6h 33m$5
Relaxed and joyful flying - thanks to hypnosisMichael Bauer46m$35 · $0.00
The Easy Chair Tai Chi & Workout Chart for SeniorsArthur W. Chen2h 27m$10
Life Beyond Stage FrightSebastian U. McAllister3h 35m$4.10 · $0.00