6Why Willpower Fails and Systems Succeed
39Micro Habit 23: The Evening Gratitude for Financial Basics
7Chapter 2: The Micro Habits of Saving
40Micro Habit 24: The Failure Reframe
8Why Saving Is the Foundation
41Micro Habit 25: The Visualization Minute
9Micro Habit 1: The Daily Dollar
42Chapter 7: The Micro Habits of Debt Freedom
10Micro Habit 2: The Spare Change Sweep
43Debt as a Behavioral Problem
11Micro Habit 3: The 24-Hour Rule
44Micro Habit 26: The Debt Dashboard
12Micro Habit 4: The Savings Label
45Micro Habit 27: The Extra Five
13Micro Habit 5: The Weekly Money Minute
46Micro Habit 28: The Snowball Celebration
14Chapter 3: The Micro Habits of Spending
47Micro Habit 29: The Temptation Pause
15Spending as a Skill
48Chapter 8: The Micro Habits of Financial Protection
16Micro Habit 6: The Value Check
49Building Your Safety Net
17Micro Habit 7: The One-In, One-Out Rule
50Micro Habit 30: The Emergency Fund Drip
18Micro Habit 8: The Subscription Audit
51Micro Habit 31: The Insurance Review
19Micro Habit 9: The Cash Envelope for Discretionary Spending
52Micro Habit 32: The Password and Security Minute
20Micro Habit 10: The Gratitude Purchase Review
53Micro Habit 33: The Beneficiary Check
21Chapter 4: The Micro Habits of Investing
54Chapter 9: Building Your Micro Habit System
22Why Investing Is Non-Negotiable
55From Individual Habits to an Integrated System
23Micro Habit 11: The Automatic Investment
56The Habit Stacking Method
24Micro Habit 12: The Market Ignorance Practice
57Tracking Without Obsessing
25Micro Habit 13: The One-Percent Raise
58Adjusting for Life Changes
26Micro Habit 14: The Learning Minute
59Accountability and Social Support
27Micro Habit 15: The Rebalancing Reminder
60Chapter 10: The Compound Effect
28Chapter 5: The Micro Habits of Earning
61How Small Actions Produce Exponential Results
29The Other Side of the Equation
62The 1% Rule in Practice
30Micro Habit 16: The Daily Skill Stack
63Real-World Compounding
31Micro Habit 17: The Weekly Outreach
64The Hidden Returns
32Micro Habit 18: The Negotiation Note
65Conclusion: Start Today, Start Small
33Micro Habit 19: The Side Income Experiment
