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Afraid to Spend in Retirement
Give Yourself Permission to Enjoy Your Nest Egg, Overcome the Fear of Running Out, Quiet Market-Crash Anxiety, and Build a Confident Decumulation MindsetBy Imad Muratspahic
Length2h 56m
About this audiobook
You spent thirty or forty years training yourself to save. You skipped the splurges, maxed the accounts, and watched the balance grow. Then the paychecks stopped, and the strangest thing happened: you still can't spend it. Every withdrawal feels like a mistake, every market dip feels like proof you were right to be scared, and the trip you promised yourself keeps sliding to "someday." Afraid to Spend in Retirement is the mindset book for careful savers who have enough and still feel broke inside. It is not another withdrawal-rate spreadsheet or tax-strategy manual; it is about the fear itself, and how to finally set it down. Where other retirement books stop at the math of how much you can safely withdraw, this one starts where the real struggle lives, in the gap between what your plan allows and what your gut will let you do. Inside, you'll learn: You already did the hard part. This book helps you do the part no one warned you about, turning a number on a screen into a life you actually enjoy, while you still can.
Audiobook details
GenreSelf-Help
Length2 hrs 56 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateOct 4, 2026
LanguageEnglish
Table of contents
1Important Notice
2You Won the Game. Why Does Spending Feel Like Losing?
3Chapter 1: The Saver's Reflex: When a Lifelong Strength Turns on You
4Chapter 2: Will I Outlive My Money? Sizing the Fear of Running Out
5Chapter 3: When the Market Drops and You No Longer Earn
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6Chapter 4: Spending the Principal Without Feeling Like a Thief
7Chapter 5: The Someday Trap: Saving the Good Things for a Day That Never Comes
8Chapter 6: Where the Fear Was Born: Your Oldest Money Stories
9Chapter 7: Build Your Permission Structure: Guardrails That Let You Spend
10Chapter 8: What's Actually Worth Buying: The Memory Dividend
11Chapter 9: Two People, One Nest Egg: When You and Your Partner Disagree
12Chapter 10: Learning From Regret: The Mistakes Retirees Wish They Could Undo
13Chapter 11: The Clock You're Ignoring: Go-Go, Slow-Go, No-Go
14Chapter 12: When the Fear Is Right: Scams, Sales Pitches, and Real Red Flags
15Permission Granted: Spending Like You Mean to Live
16Quick Reference: Terms, Permission Checklist, Red Flags, and FAQ
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