Audio only
When to Claim Social Security
Run the 62 vs. 67 vs. 70 decision around your own health, savings, taxes, and spousal and survivor benefits, then find your break-even age before you fileBy Imad Muratspahic
Length3h
About this audiobook
You turned 62 and the clock started. File now and lock in a permanently smaller check, or wait and risk dying before the bigger one ever pays off? Every forum tells you something different, and it is the one retirement decision you mostly cannot undo. When to Claim Social Security replaces 'just wait until 70' with a method you can run against your own life. It walks you through the exact math of claiming at 62, at full retirement age, and at 70, then shows you how to weigh it against your health, your savings, your taxes, and the survivor check you may be setting for a spouse. Unlike books that cover all of retirement income, or guides to fighting an overpayment notice, this one does just one thing well: it gets you to a confident, written claiming decision. Inside, you'll learn: You will finish with a clear, written filing plan you reasoned out yourself, and the calm that comes from knowing you did not guess.
Audiobook details
GenreBusiness and Economics, Self-Help
Length3 hrs
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateOct 4, 2026
LanguageEnglish
Table of contents
1When to Claim Social Security
2Important Notice
3The One Retirement Decision You Mostly Can't Take Back
4Chapter 1: How Claiming Early, On Time, or Late Changes Your Check
5Chapter 2: Finding Your Own Numbers at 62, 67, and 70
Show all chaptersShow less
6Chapter 3: Running Your Personal Break-Even Age
7Chapter 4: When Claiming at 62 Is the Right Move
8Chapter 5: When Waiting Until 70 Wins
9Chapter 6: The In-Between Choice: Full Retirement Age and Claiming Somewhere in the Middle
10Chapter 7: Bridging the Gap: Living on Something Else Until You Claim
11Chapter 8: Honest Math on Your Own Health and Longevity
12Chapter 9: Married, Divorced, and the Two-Person Claiming Puzzle
13Chapter 10: Survivor Benefits: The Check That Outlives You
14Chapter 11: Taxes, Medicare, and the Earnings Test Nobody Warned You About
15Chapter 12: Will It Even Be There? Making Peace With the Solvency Headlines
16Your Filing Plan, On One Page
17Quick Reference: Terms, Decision Checklist, and FAQ
Can't Wake Up EarlyImad Muratspahic3h 22m$11 · $0.00
Senior Discounts and Benefits Guide 2027Imad Muratspahic4h 36m$12 · $0.00
Protect Your Parents From AI ScamsImad Muratspahic2h 12m$11 · $0.00
Art Commissions for BeginnersImad Muratspahic3h 21m$12 · $0.00
Kids Birthday Party EtiquetteImad Muratspahic3h 26m$11 · $0.00
Toddler Screen Time Without GuiltImad Muratspahic3h 22m$12 · $0.00
Food Bank Without ShameImad Muratspahic3h 14m$11 · $0.00
Liquidation Pallets Before You BidImad Muratspahic3h 29m$12 · $0.00
Repair or ReplaceImad Muratspahic3h 11m$12 · $0.00
Executive Dysfunction: How to Start TasksImad Muratspahic3h 23m$12 · $0.00
First-Time Grandma HandbookImad Muratspahic2h 59m$12 · $0.00
Job Security in the AI EraImad Muratspahic3h 26m$12 · $0.00
Social Skills for KidsImad Muratspahic1h 41m$11 · $0.00
Basketball IQ for KidsImad Muratspahic2h 6m$11 · $0.00
Choose a Dog TrainerImad Muratspahic3h 34m$11 · $0.00
Lost Motivation in LifeImad Muratspahic3h 5m$12 · $0.00
Time Off Rules for ManagersImad Muratspahic3h 13m$12 · $0.00
Stop Taking Things PersonallyImad Muratspahic3h 31m4.2 (38)$12 · $0.00
Social Security Payment ChangedImad Muratspahic3h 12m$11 · $0.00
Sell or Stay With a 3% MortgageImad Muratspahic3h 8m$12 · $0.00
Never Split the DifferenceChris Voss, Tahl Raz8h 7m4.4 (277.7K)$26 · $0.00
The Intelligent Investor Rev Ed.Benjamin Graham17h 48m4.3 (191.5K)$40 · $0.00
The Hard Thing About Hard ThingsBen Horowitz7h 57m4.2 (134.3K)$26 · $0.00
Boundaries for LeadersHenry Cloud7h 36m4.3 (3.6K)$26 · $0.00
The Secret Door to SuccessFlorence Scovel Shinn2h 25m4.5 (2.1K)$1.20 · $0.00
This Is Going to HurtAdam Kay5h 47m4.4 (444.7K)$24 · $0.00
Big TrustShadé Zahrai, Fayçal Sekkouah8h 36m4.6 (406)$26 · $0.00
The Intelligent Investor Third EditionBenjamin Graham, Jason Zweig20h4.4 (156.6K)$46 · $0.00
Bottle of LiesKatherine Eban14h 25m4.4 (12K)$33 · $0.00
The Antiracist Business BookTrudi Lebrón6h 10m4.6 (275)$17 · $0.00
The FormulaJoshua Robinson, Jonathan Clegg10h 41m4.4 (6.9K)$29 · $0.00
Let Them LeadJohn U. Bacon7h 10m4.5 (1.4K)$24 · $0.00
Secrets of the Millionaire MindT. Harv Eker5h 11m4.4 (301.4K)$24 · $0.00
The Person You Mean to BeDolly Chugh9h 6m4.4 (7.2K)$29 · $0.00
BoundlessNick Kostov, Sean McLain9h 17m4.5 (1.1K)$29 · $0.00
Everyday DharmaSuneel Gupta5h 2m4.5 (761)$20 · $0.00
Let's Talk Mutual FundsMonika Halan7h 5m4.4 (2.4K)$16 · $0.00
Secret PowerDwight Lyman Moody3h 7m4.4 (1.4K)$1.20 · $0.00
The Law of Success in Sixteen LessonsNapoleon Hill2h 39m4.4 (17.2K)$2 · $0.00
Barbarians at the GateBryan Burrough, John Helyar3h 3m4.4 (52.7K)$18 · $0.00
Learning to PrayJames Martin13h 24m4.5 (3.4K)$33 · $0.00
The Dangerous Truth about Today’s MarijuanaLaura Stack CSP, MBA9h 57m4.7 (385)$20 · $0.00
The Gospel according to Spiritualism (Translated)Allan Kardec14h 39m4.6 (3.9K)$5.70 · $0.00
Birdie & HarlowTaylor Wolfe7h 50m4.6 (6.5K)$26 · $0.00
CrossroadsKaleb Dahlgren7h 56m4.6 (4.9K)$26 · $0.00
Life on the BridgeKaelynn Partlow5h 40m4.6 (1.1K)$24 · $0.00
Keep Your Love OnDanny Silk9h 4m4.6 (8.1K)$10 · $0.00
The Tao of Joy Every DayDerek Lin10h 24m4.6 (762)$20 · $0.00
UndividedVicky Beeching9h 2m4.6 (1.3K)$29 · $0.00
HE CAN WHO THINKS HE CAN & OTHER BOOKS ON SUCCESSOrison Swett Marden5h 54m4.6 (1.2K)$1.99 · $0.00
Level UpRob Dial7h 42m4.6 (3.3K)$26 · $0.00
Burn the HaystackJennie Young, PhD9h 30m4.6 (543)$29 · $0.00
ACRES OF DIAMONDS: Our Every-day Opportunities (Wisdom & Empowerment Series) (Annotated)Russell Conwell2h 26m4.6 (1K)$2 · $0.00
Good InsideBecky Kennedy9h 55m4.5 (59.3K)$29 · $0.00
The Lost VoiceGreta Morgan8h 30m4.7 (285)$26 · $0.00
Stripped DownBunnie Xo8h 25m4.5 (32.9K)$26 · $0.00
UnthinkableJamie Raskin15h 8m4.5 (9.3K)$8 · $0.00
Wallace D. Wattles Ultimate Collection Wallace D. Wattles16h 53m4.6 (1.3K)$1 · $0.00
Inquire WithinIn-Q2h 18m4.6 (993)$16 · $0.00
Under His WingsEmily Compagno7h 16m4.6 (848)$22 · $0.00
You may also like
Church History of Eusebius: ALL 10 Books in One VolumeEusebius45h 59m4.2 (5.7K)$3 · $0.00
Betty Crocker picture cooky bookBetty Crocker, Inc. General Mills2h 13m4.5 (6.5K)$1 · $0.00
Betty Crocker Picture Cooky BookBetty Crocker2h 3m4.5 (7.4K)$2.40
The Berenstain Bears Take Off!Mike Berenstain6m4.1 (375)$4 · $0.00
The Berenstain Bears' Family ReunionStan Berenstain, Jan Berenstain, Mike Berenstain4m4.2 (1.6K)$4 · $0.00
Learn German for Beginners - Lesson 3Jasmin Voges37m$12 · $0.00
Culture & EthnologyRobert Harry Lowie2h 43m3.7 (17)$2 · $0.00
Baby Shower Desserts That Will Leave Your Guests Craving for MoreAurora Brooks1h 25m$3.50 · $0.00
The Collected WorksElizabeth Cady Stanton5h 9m$2 · $0.00
Why You Should Introduce a Variety of Flavors to Your BabyAurora Brooks1h 11m$3.50 · $0.00
Express CakesNaumann & Göbel Verlag3h 18m4.4 (11)$5 · $0.00
For the Cake BuffetNaumann & Göbel Verlag4h 23m$5 · $0.00
How to Choose the Right Crib for Your Baby's NurseryAurora Brooks1h 27m$3.50 · $0.00
Baby Shower Drinks to Quench Your Thirst (Alcoholic and Non-Alcoholic)Aurora Brooks20m$3.50 · $0.00
Lost Pets CookbookKennedy Wills1h 2m$14 · $0.00
Creative Cake DesignsNaumann & Göbel Verlag3h 24m$5 · $0.00
Henley's Formulas, Recipes and ProcessesVarious55h 19m4.2 (122)$1.99 · $0.00
Nursery Must-Haves for New Parents on a BudgetAurora Brooks1h 6m$3.50 · $0.00
Recipes from American NationalAmerican National Insurance Company40m$2 · $0.00
Money 911: Paying for CollegeJean Chatzky43m3.6 (10)$9 · $0.00