Investing for People Who Hate Spreadsheets
How to Build Real Wealth Without Becoming a Day TraderBy Hugo Mendelssohn
Length7h 47m
About this audiobook
Investing for Beginners is a practical, jargon-free guide for people who want to build wealth without becoming finance experts. Written by a veteran financial advisor, the book focuses on the small number of decisions that matter most: saving consistently, investing in low-cost index funds, maximizing retirement accounts, and staying invested through market ups and downs.
Rather than overwhelming readers with technical analysis, stock picking, or complicated spreadsheets, the book explains how ordinary people can achieve long-term financial security using simple, proven strategies. Topics include 401(k) optimization, Roth versus Traditional retirement accounts, emergency funds, market downturns, financial advisors, real estate, cryptocurrency, and retirement planning.
Through real-world examples and easy-to-follow explanations, readers learn how fees impact returns, why starting early matters, and how emotional decisions often do more damage than market volatility. Every chapter ends with practical action steps designed to help readers make progress immediately.
Whether you're just starting your investing journey or have delayed investing because it seemed too complicated, this book offers a clear roadmap to building wealth with confidence. The focus is not on beating the market but on creating a sustainable plan that supports long-term financial independence and peace of mind.
Audiobook details
GenreBusiness and Economics
Length7 hrs 47 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
LanguageEnglish
Table of contents
1Introduction
2Introduction
3Chapter 1 — Most Investment Advice Is for the Wrong Audience
4Chapter 2 — Your Real Risk Tolerance
5Chapter 3 — Time Horizon Math, the One You Need
Show all chaptersShow less
6Chapter 4 — Index Funds, Explained Without Jargon
7Chapter 5 — Getting Your 401(k) Right
8Chapter 6 — Roth or Traditional: The Honest Answer
9Chapter 7 — IRAs Without the Confusion
10Chapter 8 — Taxable Accounts and When They Make Sense
11Chapter 9 — Rebalancing Without Obsession
12Chapter 10 — Market Crashes and What to Actually Do
13Chapter 11 — When to Hire Someone
14Chapter 12 — The Financial Advisor Question, in More Detail
15Chapter 13 — Robo-Advisors, an Honest Take
16Chapter 14 — Individual Stocks: When to and When Not to
17Chapter 15 — Bonds in Your Portfolio
18Chapter 16 — International Diversification
19Chapter 17 — Real Estate as an Investment
20Chapter 18 — Cryptocurrency Without the Religion
21Chapter 19 — Inheritance Planning
22Chapter 20 — Charitable Giving
23Chapter 21 — Kid College Savings
24Chapter 22 — The Long Compounding Game
25Chapter 23 — Asset Allocation in Real Dollars
26Chapter 24 — Sequence of Returns Risk
27Chapter 25 — Social Security, Pensions, and the Income Floor
28Chapter 26 — Stories from Twenty Years in the Office
29Chapter 27 — Healthcare, LongTerm Care, and Other Sneaky Risks
30Chapter 28 — Estate Mechanics, Beneficiaries, and Other Things People Forget
31Chapter 29 — Tax Strategy Without the Tedium
32Chapter 30 — When Life Disrupts the Plan
33Conclusion
34Appendix A — A Two-Page Personal Investment Policy
35Appendix B — Recommended Reading
36Appendix C — Common Account Types at a Glance
37Appendix D — Worked Case Studies
38Appendix E — Annual Review Checklist
39Appendix F — Glossary of Terms
40Appendix G — Frequently Asked Questions
41About the Author
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