About this audiobook

Are you sick and tired of being in a financial dark hole that just never seems to have any light at the end, with endless calls from debt collectors, being denied credit or being forced to use expensive credit and much more and you desperately wish to turn things around? And are you looking for a guide that will provide the much needed light to get out of the dark hole you’ve found yourself in? If you’ve answered YES, This book will provide the much-needed practical direction to get out of the financial hole you’ve found yourself in! Nobody gets themselves in a financial hole knowingly. We just make financial decisions like taking debt hoping we will repay, only for things not to go as planned. It is only when it is too late that we realize that we’ve actually dug ourselves a lot deeper in the hole than we actually thought we had. And the more we try to get out, the worse we make things to become. So what’s the way out? Is there really hope of getting myself out of the financial hole I’ve found myself in? How did I even get here – what financial decisions could have made things this bad? How do I stop digging yet still live the life I have been living? How exactly do I successfully get out of the financial hole I have found myself in? Answers to these and other related questions will be the subject of discussion in this book so keep reading. More specifically, you will learn: Strategies to cut expenses, lower your debt and boost your income prospects How to determine which expenses and debts you should pay off first to achieve continuous financial relief How you can boost your active income streams, passive income streams and how to budget for your income and expenses Strategies you can employ to stop debt harassment and regain your peace of mind, including those that will help you beat the debt collectors at their own game How you can defend yourself against eviction and utility shut off by leveraging the power of highly effective strategies When bankruptcy is a viable option for resetting your financial situation, including key considerations you need to make before you apply for bankruptcy How to deal with student loan and income tax debt And much more! Even if you have despaired that you can ever come out of the financial hole you’ve found yourself in, do not worry because this book will guide you every step of the way!

Survival

Redemption

Healing

Journey

Psychological