A Millenial's Guide to Getting Out of Debt
Paying of student loans, credit cards, and more. By Mark Holloway
Length4h 2m
About this audiobook
You make every payment, on time, every month — and you're still not getting anywhere.
You know the feeling. The mental tab at the grocery store. The half-opened statements on the counter. You're not behind, exactly. You're just not gaining on it. And the personal finance books on the shelf were written for a different reader.
A Millennial's Guide to Getting Out of Debt is a step-by-step system for paying off what millennials actually carry: student loans, credit cards, BNPL, medical debt, car loans. It draws on behavioral economists Sendhil Mullainathan and Eldar Shafir, money psychologist Brad Klontz, and self-compassion researcher Kristin Neff — translated into a plan you can run on a tired Tuesday.
Not a memoir. Not a lecture. A modern, honest, behavior-backed system.
You can do this. The plan is in here. The rest is just time.
Audiobook details
GenreSelf-Help, Business and Economics
Length4 hrs 2 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateMay 12, 2026
LanguageEnglish
Table of contents
1Introduction
26The status keeper
2Prologue
27The vigilante
3I Was 23
28Where the script came from
4What I didn't know
29Why this matters now
5The seventy-nine-cent book
30Chapter 4
Show all chaptersShow less
6Why this book exists
31Shame, Avoidance, and the Statement You Won't Open
7Some honest words about the situation
32Why looking feels worse than not looking
8What this book is, and what it isn't
33The cost of looking away
9Chapter 1
34The reframe
10Why This Feels So Hard (And Why That's Not Your Fault)
35One thing to do
11Why willpower isn't the answer
36What changes after you look
12The three pressures nobody handed you a manual for
37Chapter 5
13A math problem on top of a system problem
38Rewriting the Script: A CBT Toolkit for Money Thoughts
14None of this is your fault
39The three traps
15What's coming
40The practice
16Chapter 2
41Where the traps come from
17The Bandwidth Tax: How Debt Hijacks Your Brain
42A quick word about scarcity
18What scarcity does to a brain
43Practice, not perfection
19What this looks like in your actual life
44Chapter 6
20The study that proves the direction
45What Motivation Actually Looks Like Over Eighteen Months
21What this means for the rest of the book
46What the research says about big goals
22Chapter 3
47The shape of the journey
23The Story You're Telling Yourself About Money
48Why small wins matter at the start
24The avoider
49Identity is what you're building
25The worshipper
50Walking into part two
Why Not Me? A Feeling of Millions (Hinglish)Unknown Author4h 8m5.0 (1)$20 · $0.00
Take Your Mark, LEAD!Kelly Parker Palace6h 13m$17
Autism Out Loud: the instant New York Times Bestseller. Moving Stories and Parenting Lessons Learned from Three Mothers of Children with AutismKate Swenson, Carrie Cariello, Adrian Wood8h 41m$26 · $0.00
365 Days of Hope and Healing for Your Body, Mind, and SoulJoan Hunter8h 48m$10 · $0.00
Rewrite the Mother CodeDr. Gertrude Lyons10h 55m$25
The Best of Les Brown Audio CollectionLes Brown8h 12m$65
Swayam Ki AwaazPrem Rawat8h 34m$26 · $0.00
Be Wild Be FreeAmber Fossey26m$7 · $0.00
Finding Your VoiceMannette Morgan8h 10m$20
Forever BoyKate Swenson9h 27m$29 · $0.00
You Are Worth ItKyle Carpenter, Don Yaeger8h 53m$29 · $0.00
The Happiest Man on EarthEddie Jaku3h 48m$7 · $0.00
Finding MeViola Davis9h 15m5.0 (2)$29 · $0.00
AretéBrian Johnson19h 57m$35
Spiritual AnatomyDaaji Kamlesh D. Patel9h 47m$29 · $0.00
The Dangerous Truth about Today’s MarijuanaLaura Stack CSP, MBA9h 57m5.0 (1)$20 · $0.00
Birdie & HarlowTaylor Wolfe7h 50m$26 · $0.00
The Boy, the Mole, the Fox and the HorseCharlie Mackesy58m$11 · $0.00
Ghetto BastardK’wan7h 37m$20
Legally YoursManasi Chaudhari8h 52m$29 · $0.00
Sales Success for the RookieSteve Lentini3h 49m$15
The Business of StoriesSusan Payton3h 58m$20 · $0.00
A Bridge Not Too FarDeepak Ohri4h 55m$15
AretéBrian Johnson19h 57m$35
Testtrainer Logisches DenkenGRETA CRENSHAW10h 11m$12.50 · $0.00
Level UpRob Dial7h 42m$26 · $0.00
Hal Moore on LeadershipHarold G. Moore, Mike Guardia5h 6m$17
Basic Economics, Fifth EditionThomas Sowell28h 6m$40
The Goals ProgramZig Ziglar4h 34m$20
The Stocks & ETF Compass: A Guide to Wealth, High Standard of Living, and Secure Retirement through Intelligent Investment in the Stock Market and Passive Income – Including Starter GuideJens Hattermann4h 9m$20 · $0.00
Eat It!Jordan Syatt, Michael Vacanti4h 40m$20 · $0.00
Progress and Poverty, Volumes I and II (Annotated)Henry George20h 24m$2 · $0.00
Not Everything Counts but Everything Matters: The powerful and inspirational new book about leadership and achieving success from the visionary multi-premiership winning Panthers coachIvan Cleary6h 1m$24 · $0.00
Leads MachineFrancis Rodino6h 30m$27 · $0.00
CAPITAL (Complete 3 Volume Edition)Karl Marx111h 13m$2 · $0.00
BuildTony Fadell11h 5m$8 · $0.00
The Joys Of CompoundingGautam Baid17h 34m$18 · $0.00
The Entrepreneur Roller CoasterDarren Hardy7h 8m$17
The Law of Success in Sixteen LessonsNapoleon Hill1h 31m$2 · $0.00
Poor Charlie’s AlmanackGrover Gardener, Charles T. Munger13h 9m$18 · $0.00
You may also like
"Bethink Yourselves!"Leo graf Tolstoy2h 37m$1 · $0.00
Brain LockJeffrey M. Schwartz1h 38m$16 · $0.00
Goodbye, PerfectHomaira Kabir7h 34m$17 · $0.00
Eat It!Jordan Syatt, Michael Vacanti4h 40m$20 · $0.00
Thought VibrationWilliam Walker Atkinson3h 9m$2 · $0.00
Work Less, Make MoreJennifer White7h 8m$17 · $0.00
A Return to LoveMarianne Williamson2h 40m$18 · $0.00
The Spark SolutionBecky Hand, Stepfanie Romine, Meg Galvin, Nicole Nichols12h 40m$33 · $0.00
Dry HumpingTawny Lara4h 47m$15
Miscellaneous Writings, 1883-1896 (Annotated)Mary Baker Eddy19h 13m$2 · $0.00
All These Things AddedJames Allen2h 49m$2.30 · $0.00
The Essence of All Religion - English Audio BookDada Bhagwan1h 37m$2 · $0.00
Nazariya Jeet KaJeff Keller, Dheeraj Kumar Agarwal10h 33m$29 · $0.00
The Socratic MethodWard Farnsworth7h 47m$17
30 Days 30 Ways to Overcome AnxietyBev Aisbett2h 25m$16 · $0.00
Meditations for Women Who Do Too Much - Revised EditionAnne Wilson Schaef8h 19m$26 · $0.00
Why Good People Do Bad ThingsDebbie Ford8h 9m$26 · $0.00
The Wisdom of MorrieMorrie Schwartz, Rob Schwartz7h 33m$17
Book of Meditations for Every Day in the YearJames Allen6h 46m$2.30 · $0.00
The Joy of MoneyCarrie Joy Grimes8h 41m$26 · $0.00