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Social Security Survivor Benefits
Who qualifies for spousal, widow and divorced-spouse payments, how much you can expect, when to switch to the larger check, and worked examples you can followBy Imad Muratspahic
Length3h 24m
About this audiobook
Your spouse has died, or your marriage ended years ago, or your husband is about to retire, and now three Social Security payments with three different sets of rules stand between you and a clear answer. Whose record pays you? How much is it? And do you take it now or wait? Social Security Survivor Benefits is a plain-English, worked-example guide to the payments that sit on someone else's earnings record: the spousal payment, the divorced-spouse payment and the survivor (widow and widower) payment. Unlike a book that debates when to claim your own retirement at 62 or 70, it explains who qualifies, how each amount is figured, and how and when to switch from one check to another, with fill-in tables you can complete for your own situation. Inside, you'll learn: This is education, not advice, and every rule and dollar figure is flagged as something to confirm with the Social Security Administration. But by the last page you will know what to ask, what to bring and what your own numbers might look like.
Audiobook details
GenreBusiness and Economics, Self-Help
Length3 hrs 24 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateOct 7, 2026
LanguageEnglish
Table of contents
1Important Notice
2Three Checks, One Confusing Letter
3Chapter 1: The Map: Three Kinds of Payment and Whose Record Pays Them
4Chapter 2: Your Own Record Comes First: PIA, Credits and the Early-Claiming Reduction
5Chapter 3: Spousal Benefits: Who Qualifies
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6Chapter 4: Spousal Benefits: How Much, With Worked Examples
7Chapter 5: Spousal Benefits: Who Must File First, Backdating and Common Mistakes
8Chapter 6: Divorced-Spouse Benefits: The Ten-Year Rule and Your Ex Never Finds Out
9Chapter 7: Survivor Benefits: Who Qualifies
10Chapter 8: Survivor Benefits: How Much, the Widow Limit and Two Checks Becoming One
11Chapter 9: The Switch: Survivor First, Own Retirement First, or Each in Order
12Chapter 10: Payments for Children and the Family Maximum
13Chapter 11: Edge Cases: Remarriage, Same-Sex Marriages, Living Abroad, Public Pensions and Disability
14Chapter 12: Working, Taxes and Medicare Premiums on Spousal and Survivor Checks
15Chapter 13: Applying: Documents, Timelines, Denials and Appeals
16Chapter 14: Your Plan on One Page, Before and After a Death
17What to Do This Week
18Quick Reference: Rules at a Glance, Glossary, Questions to Ask and FAQ
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