Marjorie Ellsworth is a practicing accountant and independent writer based in upstate New York. With more than three decades of experience balancing ledgers, she is known for clarity, precision, and patience. Her instructional accounting tutorials break complex ideas into steady, practical steps, helping readers build confidence and skill. She believes financial literacy belongs to anyone willing to learn it. Marjorie lives in a quiet home with three cats and a beagle, where she writes near a window, a pot of tea close at hand.