Patrick Ryan is a Chartered Director, entrepreneur, and governance scholar based in Dublin, Ireland. Founder and former CEO of KYCnet (acquired by Equiniti PLC) and author of the Financial Institutions NED Playbook, he has spent a decade advising boards across fintech, regtech, and technology. The Moral Market is the culmination of years of research into the moral foundations of capitalism — and a conviction that Adam Smith has been profoundly misread. It makes the case for a virtuous capitalism grounded in prudence, fairness, and civic purpose.