Retire On Your Terms
A Guide To Holistic RetirementBy Rajesh Minocha
Length3h 15m
About this audiobook
Are you dreaming of a life beyond the 9-to-5 grind?
Whether you’re in your 30s or approaching your golden years, this book is your roadmap to achieving financial freedom—and a deeply fulfilling, purpose-driven retirement.
Praise for the book:
“Retirement planning is not only a financial decision but much more.” — Outlook India
“An excellent resource for anyone looking to secure their financial future and retire with peace of mind.” — Swarup Anand Mohanty, CEO, Mirae Asset
How to retire early, or exactly when you want to—on your terms
Tools and checklists to avoid common retirement planning mistakes
Insights into the F.I.R.E. (Financial Independence, Retire Early) movement
Real-life inspiration from Rajesh’s journey to early retirement at age 45
This is not just another book on money. It’s a complete framework for designing your second innings—one that’s joyful, meaningful, and true to who you are.
If Rajesh could do it, so can you.
Audiobook details
Rating★★★★ 4.4 (10)
Includes Goodreads
GenreSelf-Help, Business and Economics
Length3 hrs 15 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateJul 25, 2025
LanguageEnglish
Table of contents
1What will you get from this book?
2Why did I write this book?
3Getting into corporate life
4Money habits and investing
51. Benefits of a personalised approach
Show all chaptersShow less
62. Setting SMART goals
7Dealing with mood swings
8Social shift during retirement
9Accept a New You
102. Want to do always wanted to do
117. Being at home all day
12A Middle Ground
13After all, this is also important
14Financial planning as a team
15Retirement as a shared journey
161. Retirement accounts
17Action item before retirement
18Action item before retirement
195. Planning for Healthcare in Retirement
20Action item before retirement
217. Streamline finances
22Action item before retirement
23Why spending can feel difficult
24Balancing spending and preserving wealth
25Dealing with unexpected costs
26Navigating taxes in retirement
27Enjoying your financial freedom
282. Making your dream a reality
293. Repairing family ties
303. Boredom, something missing in life
31The Bottom Line
322. Decision on debt
335. Plan for medical expenses
346. Deciding when to retire
357. Estate planning
368. Be aware of financial advice
3710. Keeping up with changes
382. Falling for scams
393. Working indefinitely without a plan
405. Provident fund withdrawals
417. Avoiding equities completely
428. Ignoring health insurance
439. Not clear on what to do after retirement
4412. Too much debt during retirement
4513. Spending too rapidly
4614. Failing to adapt
47Coping with emotional setbacks
48Embracing adaptability in retirement
49Too late to realise
50Need time to make a decision
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