Self-Help

Business and Economics

Retire On Your Terms

A Guide To Holistic RetirementBy Rajesh Minocha

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Length3h 15m

About this audiobook

Are you dreaming of a life beyond the 9-to-5 grind? Whether you’re in your 30s or approaching your golden years, this book is your roadmap to achieving financial freedom—and a deeply fulfilling, purpose-driven retirement. Praise for the book: “Retirement planning is not only a financial decision but much more.” — Outlook India “An excellent resource for anyone looking to secure their financial future and retire with peace of mind.” — Swarup Anand Mohanty, CEO, Mirae Asset How to retire early, or exactly when you want to—on your terms Tools and checklists to avoid common retirement planning mistakes Insights into the F.I.R.E. (Financial Independence, Retire Early) movement Real-life inspiration from Rajesh’s journey to early retirement at age 45 This is not just another book on money. It’s a complete framework for designing your second innings—one that’s joyful, meaningful, and true to who you are. If Rajesh could do it, so can you.

Psychological Journey Identity Family Dream World Healing

Audiobook details

GenreSelf-Help, Business and Economics

Length3 hrs 15 mins

Narrated byListen with 1,000+ voices

FormateBook with Audio

Publish dateJul 25, 2025

LanguageEnglish

1What will you get from this book?

368. Be aware of financial advice

2Why did I write this book?

3710. Keeping up with changes

3Getting into corporate life

382. Falling for scams

4Money habits and investing

393. Working indefinitely without a plan

51. Benefits of a personalised approach

405. Provident fund withdrawals

Show all chapters

62. Setting SMART goals

417. Avoiding equities completely

7Dealing with mood swings

428. Ignoring health insurance

8Social shift during retirement

439. Not clear on what to do after retirement

9Accept a New You

4412. Too much debt during retirement

102. Want to do always wanted to do

4513. Spending too rapidly

117. Being at home all day

4614. Failing to adapt

12A Middle Ground

47Coping with emotional setbacks

13After all, this is also important

48Embracing adaptability in retirement

14Financial planning as a team

49Too late to realise

15Retirement as a shared journey

50Need time to make a decision

161. Retirement accounts

51Financial abuse & fraud

17Action item before retirement

52Credit report checks

18Action item before retirement

53Putting financial controls

195. Planning for Healthcare in Retirement

54Essential digital skills for everyday tasks

20Action item before retirement

55Managing finances online safely

217. Streamline finances

56Embracing technology with confidence

22Action item before retirement

571. Expected age of requirement

23Why spending can feel difficult

582. Life expectancy

24Balancing spending and preserving wealth

593. Retirement expenses

25Dealing with unexpected costs

605. Target return during retirement

26Navigating taxes in retirement

618. Retirement corpus deficit

27Enjoying your financial freedom

629. Monthly investments required

282. Making your dream a reality

63Other Goals

293. Repairing family ties

64Cash flow

303. Boredom, something missing in life

65Case Study 1

31The Bottom Line

66Case Study 2

322. Decision on debt

67Case Study 3

335. Plan for medical expenses

68Case Studies

346. Deciding when to retire

69Conclusion

357. Estate planning

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