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Parents Have No Retirement Savings
How to Figure Out How Bad It Really Is, Decide How Much You Can Give, Talk to Mom, Dad and Your Siblings About Money, and Support Your Parents Financially Without Sacrificing Your Own FutureBy Imad Muratspahic
Length3h 28m
About this audiobook
You finally did the math, or your mother let something slip over dinner, and now you know: your parents are heading into retirement with almost nothing saved. Maybe a few thousand dollars, a mortgage, some credit card debt, and Social Security as the only income on the horizon. They have started hinting. Or they have asked. And every piece of retirement advice you can find is written for the saver, not for the child of someone who did not save. Parents Have No Retirement Savings is the guide for that child. It is not a caregiving manual and not a plan for catching up on your own 401(k). It is a step-by-step way to find out how bad it really is, shrink the shortfall with your parents' own options and the public programs they have never heard of, work out exactly how much you can give without wrecking your own future, and say all of it to your parents and siblings without a blowup. Inside, you'll learn: Written by someone who has sat at that kitchen table, this book refuses both slogans: you are not your parents' retirement plan, and you are not off the hook. There is a sustainable way to help, and it starts with the math, not the money.
Audiobook details
GenreBusiness and Economics, Self-Help
Length3 hrs 28 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateOct 3, 2026
LanguageEnglish
Table of contents
1Parents Have No Retirement Savings
2Important Notice
3Not Their Retirement Plan, and Not Off the Hook Either
4Chapter 1: The First Conversation: Getting the Real Picture Without a Fight
5Chapter 2: The Inventory: What They Have, What They Owe, and What Social Security Will Actually Pay
Show all chaptersShow less
6Chapter 3: The Gap Number and the Three Horizons
7Chapter 4: The Safety Net Nobody Told Them About
8Chapter 5: Their Moves Come First: Working Longer, Claiming Age, and a Budget That Fits the Check
9Chapter 6: The House and the Debts: Equity, Downsizing, Credit Cards and the Summons
10Chapter 7: Am I Responsible? Legal Duty, Moral Duty, and the Line You Get to Draw
11Chapter 8: Your Number First: The Give Ceiling
12Chapter 9: Which Kind of Help: Pay the Bill, Fill the Gap, or Fund the Fix
13Chapter 10: Siblings: Splitting It When Incomes, Distance, and Histories Aren't Equal
14Chapter 11: Moving Them In, or Moving Back: The Multigenerational Math
15Chapter 12: When They Won't Cooperate: Hidden Debts, Refused Help, New Trucks, and Asking for More
16Chapter 13: The Care Years: When the Money Question Becomes a Nursing-Home Question
17The Annual Review: Helping Them and Still Being Okay
18Quick Reference: Worksheets, Scripts, Benefits Checklist, Glossary and Straight Answers
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