1Part 1
4411) Print your material on campus
2Saving and Avoiding or Reducing Student Debt Before and When Choosing and Applying to Colleges
451) Use your college meal plan as intensively as possible
3Chapter 1: Budgeting and Money Management Basics For College-Bound Students
461) Use your college meal plan as intensively as possible
4Money Management Basics For College Students
472) Stay informed on the best restaurant promos and happy hours
51) Figure out your income sources
483) Attend events that provide food
62) Be 100% clear on your needs, priorities, and wants
494) Teach yourself how to cook
73) Create a budget
505) Go easy on alcohol
84) Get organized
516) Regularly use Yelp to get promos and deals
9Chapter 2: Laying the Groundwork for Low Education Expenses Before Applying for College
521) Attend free campus events
10Minimizing/Avoiding Student Debt Before Applying
531) Attend free campus events
111) Earn good grades
542) Use the campus gym
122) Take AP or IB-level high school courses
554) Cut cable & watch online
133. Start looking for grants and scholarships early
565) Share your gaming expenses
144. Work & save for college
576) Request student discounts
151) Enroll in a free college
587) Start a free hobby
161) Enroll in a free college
598) Read novels and magazines in the library for free
172) Enroll in a community college— at least at first
609) Volunteer
183) Consider attending an online university
6110) Start a side hustle
194) Apply for an honors program
6211) Be the entertainment
205) Apply to several prestigious colleges too
631) Live with a roommate(s)
216) Look abroad
641) Live with a roommate(s)
227) Fill out the FAFSA as soon s possible
652) Shop for renters’ insurance
238) Take some college courses while still in high school
663) Cut into your phone bill
249) Negotiate your tuition
674) Do not decorate
251) Open a free checking account
685) Be very mindful of utilities
261) Open a free checking account
696) Have your rental payments boost your credit
272. Get a zero-fee credit card for students
707) Location is super important
283. Work your way through college
718) Buy used/secondhand if necessary
294. Set up a side business
729) Protect the security deposit at all costs
305. Never make a late payment
7310) Live with your folks
315. Do not overdraft
741) Look into practical loan-forgiveness programs
321) File your FAFSA applications very early every college year
752) Explore employers that offer student loan repayment alternatives
331) File your FAFSA applications very early every college year
763) Come up with an aggressive repayment plan
342) Join the ROTC
774) Adhere to your student budget after college
353) Avoid private loans by all means
785) Have a side gig to supplement finances
364) Map out your major & graduation path early
79Part 2
375) Explore winter-and summer-term classes
80Saving For College and Avoiding/Reducing Student Debt While in School
386) Become buddies with the financial aid office
81Part 3
397) Explore tuition reimbursement and cooperative education
82Saving Up and Avoiding Reducing Student Debt After Graduation
408) Use the library
83Chapter 9: Tips & Strategies to Reduce Any Student Debt Accrued Once You Graduate College
419) Reduce your textbook expenses
84Conclusion
4210) Sell back textbooks when done with them
85Notes
4311) Get an education discount on your computer software and hardware