6Chapter 3: Banking Basics — Where Your Money Lives
19Chapter 16: Divorce — The Financial Side
7Chapter 4: Budgeting — Knowing Your Numbers
20Chapter 17: Your Digital Life — The Modern Problem
8Chapter 5: Savings & Emergency Funds — The Starting Point
21Chapter 18: Wealth Tiers — What Comes Next
9Chapter 6: Insurance — Protecting What You Have
22Chapter 19: Closing — Your Next Steps
10Chapter 7: Pensions — The Biggest Thing You’re Ignoring
23Cross-Chapter Reference Materials
11Chapter 8: Pensions for Your Children — The Gift of Time
24Bibliography
12Chapter 9: Your Home — Mortgages Demystified
25External References
13Chapter 10: Mortgage Strategies — Saving Thousands
26Audiobook Outro
