Homeownership Without Fear
A Mental Health Approach to Financial Confidence and Buying Your HomeBy Rory E Carothers Sr
Length16h 46m
About this audiobook
Buying a home is not just a financial decision. It is an emotional one. And nobody prepares you for that part.
In Homeownership Without Fear, Licensed Professional Counselor and Army veteran Rory E. Carothers Sr. walks you through the entire homebuying journey the way no lender or agent ever will: feelings first, mechanics second. No commission. No agenda. Just clear guidance from someone trained to help people manage fear, doubt, and big life decisions.
Across 22 chapters, you will learn how to build financial readiness without shame, decode loans and closing costs, protect yourself from scams and predators, negotiate with confidence, and settle into your first 90 days as a homeowner with your peace of mind intact. Veterans will find dedicated guidance on VA loans and the benefits they have earned.
If the thought of buying a home makes your chest tighten, this audiobook was written for you.
Open the book. Quiet the fear. Come home.
Audiobook details
GenreBusiness and Economics, Self-Help
Length16 hrs 46 mins
Narrated byListen with 1,000+ voices
FormateBook with Audio
Publish dateJul 29, 2026
LanguageEnglish
Table of contents
1Introduction
15Chapter 10: Listing Agent vs. Buyer’s Agent
2Homeownership Without Fear
16Chapter 11: Buying Without a Realtor
3Copyright
17Chapter 12: Buying With a Realtor
4Dedication
18Part IV: The Hunt. Chapter 13: Zillow, Redfin, and Friends
5Foreword
19Chapter 14: Evaluating a Home Like a Pro
Show all chaptersShow less
6Part I: Before You Even Look. Chapter 1: The Decision to Buy
20Chapter 15: Scams and Predators
7Chapter 2: The Psychology of the Purchase
21Part V: The Deal. Chapter 16: Making the Offer
8Chapter 3: Financial Readiness
22Chapter 17: Negotiating Like You Mean It
9Chapter 4: What NOT to Do Before Applying for a Loan
23Chapter 18: Inspections, Appraisals, and Surveys
10Part II: Money and Loans. Chapter 5: Types of Loans
24Chapter 19: Title, Closing, and the Final Walkthrough
11Chapter 6: Loan Terms Decoded
25Part VI: After the Keys. Chapter 20: The First 90 Days
12Chapter 7: Pre-Qualification vs. Pre-Approval
26Chapter 21: Protecting Your Investment
13Chapter 8: What NOT to Do After Applying
27Chapter 22: The Mental Health of Homeownership
14Part III: The Players and Their Motivations. Chapter 9: How Agents Really Get Paid
28The End
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